Mortgage calculator problem

Hello all, I am new to Java, can anyone help me look at the results?
I checked with Mosh video like 10 times, but after I run the calculator…

Results … (not ending with 0 or something else…but…) :sob:

Principal: 180000
Annual Interest Rate: 4
Period (Years): 10

MORTGAGE

Monthly Payments: $1,822.41

PAYMENT SCHEDULE

$30,501.37
$106,742.99
$132,143.35
$144,833.42
$152,439.37
$157,503.28
$161,114.59
$163,818.05
$165,916.29
$167,590.87
$168,957.36
$170,092.79
$171,050.48
$171,868.55
$172,574.92
$173,190.55
$173,731.46
$174,210.12
$174,636.37
$175,018.08
$175,361.62
$175,672.22
$175,954.17
$176,211.08
$176,445.95
$176,661.34
$176,859.43
$177,042.08
$177,210.89
$177,367.27
$177,512.43
$177,647.42
$177,773.19
$177,890.55
$178,000.24
$178,102.91
$178,199.13
$178,289.43
$178,374.26
$178,454.06
$178,529.19
$178,600.00
$178,666.80
$178,729.88
$178,789.48
$178,845.85
$178,899.19
$178,949.72
$178,997.60
$179,043.01
$179,086.09
$179,126.99
$179,165.85
$179,202.78
$179,237.89
$179,271.29
$179,303.09
$179,333.35
$179,362.18
$179,389.65
$179,415.84
$179,440.81
$179,464.62
$179,487.34
$179,509.03
$179,529.73
$179,549.50
$179,568.39
$179,586.43
$179,603.68
$179,620.16
$179,635.92
$179,650.99
$179,665.40
$179,679.19
$179,692.38
$179,705.01
$179,717.09
$179,728.66
$179,739.73
$179,750.34
$179,760.50
$179,770.23
$179,779.55
$179,788.48
$179,797.03
$179,805.23
$179,813.09
$179,820.62
$179,827.84
$179,834.77
$179,841.40
$179,847.77
$179,853.87
$179,859.72
$179,865.33
$179,870.72
$179,875.88
$179,880.84
$179,885.59
$179,890.15
$179,894.52
$179,898.72
$179,902.75
$179,906.61
$179,910.32
$179,913.88
$179,917.30
$179,920.58
$179,923.73
$179,926.75
$179,929.65
$179,932.44
$179,935.11
$179,937.67
$179,940.14
$179,942.50
$179,944.78
$179,946.96
$179,949.05

Process finished with exit code 0

Here is the project,

package com.olivia;

import java.text.NumberFormat;
import java.util.Scanner;

public class Main {
    final static byte MONTHS_IN_YEAR = 12;
    final static byte PERCENT = 100;

    public static void main(String[] args) {
        int principal = (int) readNumber("Principal: ", 1000, 1_000_000);
        float annualInterest = (float) readNumber("Annual Interest Rate: ", 1, 30);
        byte years = (byte) readNumber("Period (Years): ", 1, 30);

        printMortgage(principal, annualInterest, years);
        printPaymentSchedule(principal, annualInterest, years);
    }

    private static void printMortgage(int principal, float annualInterest, byte years) {
        double mortgage = calculateMortgage(principal, annualInterest, years);
        String mortgageFormatted = NumberFormat.getCurrencyInstance().format(mortgage);
        System.out.println();
        System.out.println("MORTGAGE");
        System.out.println("--------");
        System.out.println("Monthly Payments: " + mortgageFormatted);
    }

    private static void printPaymentSchedule(int principal, float annualInterest, byte years) {
        System.out.println();
        System.out.println("PAYMENT SCHEDULE");
        System.out.println("----------------");
        for (short month = 1; month <= years * MONTHS_IN_YEAR; month++) {
            double balance = calculateBalance(principal, annualInterest, (short) years, (byte) month);
            System.out.println(NumberFormat.getCurrencyInstance().format(balance));
        }
    }
    private static void getExtracted(double balance) {
        extracted(balance);
    }

    private static void extracted(double balance) {
        System.out.println(NumberFormat.getCurrencyInstance().format(balance));
    }

    public static double readNumber(String prompt, double min, double max) {
        Scanner scanner = new Scanner(System.in);
        double value;
        while (true) {
            System.out.print(prompt);
            value = scanner.nextFloat();
            if (value >= min && value <= max)
                break;
            System.out.println("Enter a value between " + min + " and " + max);
        }
        return value;
    }

    public static double calculateBalance(
            int principal,
            float annualInterest,
            short numberOfPaymentsMade,
            byte years) {

        float monthlyInterest = (annualInterest / PERCENT / MONTHS_IN_YEAR);
        int numberOfPayments = years * MONTHS_IN_YEAR;

        double balance = principal
                * (Math.pow(1 + monthlyInterest, numberOfPayments) - Math.pow(1 + monthlyInterest, numberOfPaymentsMade))
                / (Math.pow(1 + monthlyInterest, numberOfPayments) - 1);

        return balance;
    }

    public static double calculateMortgage(
            int principal,
            float annualInterest,
            byte years){

        float monthlyInterest = annualInterest / PERCENT / MONTHS_IN_YEAR;
        int numberOfPayments = years * MONTHS_IN_YEAR;

            double mortgage = principal
                    * (monthlyInterest * Math.pow(1 + monthlyInterest, numberOfPayments))
                    / (Math.pow(1 + monthlyInterest, numberOfPayments) - 1);

            return mortgage;
    }
}

Given that the number is starting at approximately 0 and proceeding towards the principal ($180k), I’d say you probably inverted some of the math. I am also unsure why you are doing such a complicated calculation instead of just tracking the remaining balance as you go. I think you can just calculate the remaining balance with the monthly interest rate and accounting for the payment each month.

I am just following his video and start to learn java… not sure what happened///// :frowning_face:

This is not a math course, but I would carefully check the code in the calculateBalance method which seems to be where things are going wrong. If you are basically copying that code, I would guess the typo is in there.

It’s been a while but, i totally get the struggle when learning something new. Happy to help you troubleshoot your mortgage calculator. Can you share a bit more about the issue you’re facing? Maybe we can figure it out together.

Also, if you ever need assistance with a different kind of calculator, like for your home financing, you might want to chat with a Mortgage Broker in Newport. They’re pros at navigating numbers!